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Terms of Service

Effective date: May 14, 2026

Please read these terms carefully before using ClaimCure.

1. Agreement to Terms

These Terms of Service are a legally binding agreement between you or the organization you represent and Specter AI Inc., doing business as ClaimCure, governing access to and use of the ClaimCure medical billing and Revenue Cycle Management platform.

2. Description of Service

ClaimCure provides electronic claim submission, eligibility verification, ERA/EOB posting, denial management, AI-assisted billing tools, analytics, and related healthcare billing workflows.

3. Accounts & Registration

You must provide accurate account information and are responsible for safeguarding credentials and for activity under your account.

4. Subscriptions & Billing

New accounts may receive a 14-day free trial. Paid subscriptions are billed according to the selected plan or order form. Enterprise plans may be governed by separate written agreements.

5. Acceptable Use

You may use the Service only for lawful medical billing and RCM purposes. Fraudulent claims, unauthorized access, malware, spam, reselling access, and interference with the Service are prohibited.

6. HIPAA Compliance & BAA

The Service may process PHI. A Business Associate Agreement must be in place before PHI is transmitted to ClaimCure. For BAA requests, contact compliance@claimcure.com.

7. Customer Data & IP

You retain ownership of your data. ClaimCure retains ownership of the Service, including software, models, user interfaces, documentation, and related intellectual property.

8. AI Features

AI-assisted features provide suggestions only and do not constitute legal, clinical, or compliance advice. You remain responsible for review before submission.

9. Disclaimers

The Service is provided as is and as available, without warranties to the maximum extent permitted by law. Payer reimbursement decisions are outside ClaimCure control.

10. Limitation of Liability

To the maximum extent permitted by law, ClaimCure is not liable for indirect, incidental, special, consequential, or punitive damages.

11. Termination

Either party may terminate according to these Terms or the applicable order form. Data retention and deletion are handled as described in our Privacy Policy.

12. Contact

Questions about these Terms can be sent to support@claimcure.com.

Written inquiries can be sent to Specter AI Inc., 1309 Coffeen Avenue STE 1200, Sheridan, Wyoming 82801.

Last updated: May 14, 2026. This page is informational and does not constitute legal advice.